Financed Sales of Seized Property with Online Auctions

Many of the government land sales on are financed sales, which means that what you bid on the property is your down payment. Using our online auction system, you can find seized or foreclosed property obtained by the government – and you can win the auction by bidding on the down payment. You will then assume the loan balance and monthly payment as stated in the terms. With a financed sale, you will always know the full loan amount prior to bidding.


Let’s say you bid $900 on a parcel of land and you are the winning bidder. Your $900 bid is the down payment. You then assume the remaining balance amortized at 9.5% interest and all you make is a minimum monthly payment for the life of the loan, plus pay a one-one-time processing fee of $199.

After you make the initial payment (the winning bid amount and processing fee), we process all the paperwork. You will then receive a contract in the mail within 14 to 21 days. Once the contract is signed and returned to us, you will receive a coupon booklet for the first 12 months of monthly payments. You can make your monthly payments by personal check, wire transfer, money order or credit cards (Visa, MasterCard, American Express). You can even pay online!

If you would rather pay the full amount of the property up front, you can do that, too. There are never any penalties for prepayment or early payoff!

You can identify a financed government surplus sale in the terms section on the property profile page. Once your property is paid for in full, the property will be transferred to you via a deed.

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