Financing Land in the Continental United States

At, many of our financed land sales in the continental United States (in which your bid is your down payment and you then make monthly payments on the loan balance of the property if you win the auction) have built-in financing at only 9.5% APR fully amortized. Who qualifies for this affordable financing? Everyone! There are no credit checks or pre-qualifications.

Bad credit or no credit? Doesn’t matter. Have you declared bankruptcy or have judgments or liens against you? It makes no difference to us. We believe that everyone deserves a chance to own and buy government land that is for sale, and we treat every customer as if you have an A+ credit rating. Your concerns regarding how to finance land end with us.


In fact, many people who visit to purchase auctioned US government land or to find an amazing deal on valuable property wind up using our financing service to repair their credit. With our low interest rates and affordable monthly payments, you can take advantage of our financing service to turn a bad credit history into a good credit rating.

Winning bidders for financed land sales in the continental United States will pay the cost of down payment (which is subtracted from the purchase price) and a $199 processing fee, then assume the remaining loan balance at 9.5% interest. If you win a financed sale, we will send you detailed instructions regarding payment instructions and vesting information requirements. You can make your monthly payment by

  • Paying online with a credit card (Visa, MasterCard, American Express, Discover) using our Auto Pay option
  • Mailing your payment (personal check, cashiers’ check or money order)
  • Sending your payment via wire transfer

Auto Pay Option for Financed Sales: Auto Pay is the easiest way! With Auto Pay, you don’t have to remember any payment due dates, you don’t have to worry about late payment charges and you don’t have to put a check in the mail.

If you purchase land through a financed sale and provide us with your credit card or bank account information, you will automatically be enrolled in Auto Pay. This means that your monthly payment will automatically be charged to the account on file. In addition, Government Auction will not charge the $6/month fee we charge for processing your payment.

To add or update your billing information, simply log in to your account and go to the Profile page. We accept Visa, MasterCard, American Express and Discover credit cards, or you may use your checking or savings account to pay.

With, there’s never a need to pre-qualify and we never impose any pre-payment penalties!